As Seen in Newsweek, Woman's Day, Woman's World, Quick & Simple, The Family Life Network, NY Times and Associated Press

Michelle Jones, Founder and Publishing Editor of BetterBudgeting.com


E-mail Michelle
Facebook Friends
BLOG

Bookmark and Share

Copyright by BetterBudgeting.com

Enter Your Email for Our FREE Monthly Ezine and Free Ebook... "Dealing with Debt"

Reader Feedback

Dedicated to Helping Families LIVE A BETTER LIFE...
Not by Spending More Money, but Less!

  Join Us Today!!!

Home | Register for Better Budgeting Class | Print Free Budgeting & Debt Worksheets
Free Debt Ebook | Subscribe - Free Membership to Living a Better Life® - Yes, it's FREE!

, 2010 

Welcome to BetterBudgeting, Where We've Been Helping Families Save Money and Live Better Since 2001! Get Our Free Monthly Ezine and Save with Thousands of Free Tips on Budgeting, Credit Cards, Getting Out of Debt, Frugal Family Fun, Frugal Recipes and Crafts, Groceries, Budget Friendly  Decorating,  Gardening and Work-at-Home Business Ideas

Home
Article Index  

Monthly Contest Tip Rewards
Meet the Editor
Dinner Blog
Translate
Search this Site


Budget Help
Budget Help:
Budgeting Articles
Better Budgeting Class
Budget Calculators
Budget Planners
Budget Software
Free Budgeting Forms


Resources to Help You Save Money
Resources to Help You Save Money:
Book
Credit Reports
Credit Scores
Dealing with Debt
Dental Plans
Entertainment Coupon Book
Free Insurance Quotes
Find a Job
Frugal Cookbook
Grocery Coupons
Grocery Savings
Lower My Bills
Menu Planners
Paid Surveys
Shop & Save
Unclaimed Cash
U.S. Tax Help
Work-at-Home Business Guides


More Money Saving Topics!
More Money Saving Topics:
Bargain Shopping
Decorating on a Budget
Frugal Household Tips
Frugal Living
Frugal Parenting
Frugal Recipes
Frugal Travel Tips
Gas Saving Tips
Getting Organized
Holidays - Frugal Crafts & Homemade Gifts
Thrifty Money Saving Tips

TOP "HOW TO" EBOOKS:

Frugal Family Recipes - How to Feed Your Family at Home on a Budget

How to Own Your Own Paycheck Again

How to Shop Smart with Our Very Own Black Belt Shopper

How to Start a Home Business

How to Use Coupons Wisely and Truly Get Organized So You CAN Use Them

 

 

Car Tips

Which Vehicle Will Really Meet Your Driving Needs?
by Kyle Busch, author of:   "Drive the Best for the Price..."

The number of vehicles that are available to  satisfy your driving needs has never been greater. During the last decade, auto manufactures have really jumped on the vehicle bandwagon by offering numerous automobiles, sport-utilities, multipurpose vehicles, minivans, and  trucks. When it comes to buying a vehicle, the central question is: Which vehicle is the right one for you?

Choices and More Choices:
In addition to having multiple divisions within a single manufacturer, the choice of vehicles from which to choose is enough to make the consumer really spin his or her wheels trying to figure out just what vehicle to purchase.

The bottom line is that you deserve the most smiles per mile when you sit behind the wheel.

A very dangerous frame of mind is to "fall head over heels" for a particular make or model of vehicle based purely on emotions. Although emotions are a part of life, it is useful to put excessive emotions aside and focus on your day-in and day-out transportation needs.

Some Things to Consider:
The following are some things to consider that will help you to choose the right vehicle:

-  What are your present and future transportation needs?

-  How many people will you transport in the vehicle (seating capacity)?

-  What type of objects will you transport in the vehicle (cargo space)?

-  Will you be driving in bad weather or off-road (rear-wheel drive, front-wheel drive, all-wheel  drive)?

-  Do you have an overriding need for fuel economy, safety, luxury, etc.?

-  Do you drive mostly in the city or on the interstate (automatic, semi-automatic, or manual transmission)?

-  Do you have a preference for an American or a foreign vehicle?

-  Do you need a vehicle with a full box type frame for off-road use or a lighter unit-body type frame designed to be used on roads and highways?

-  How long do you plan on driving the vehicle (warranty and maintenance)?

-  What will it cost to insure the vehicle?

-  How much can you afford to spend on a vehicle?

Information is Your Best Bet:
If you are not familiar with the numerous available vehicles, or if you are still uncertain about which vehicles will really meet your transportation needs, visit your local public library and consult the yearly publication or the monthly magazine (April issue) of Consumer Reports. This objective resource provides vehicle information such as the size, weight, engine horsepower, optional equipment, miles per gallon of fuel, etc.

Try to identify two or three vehicles that will meet your driving needs. By identifying two or three vehicles, you will have some latitude and bargaining power when you go to purchase a vehicle. Then be sure to consult the frequency-of-repair information to determine if the vehicles you have identified are dependable and that they will not need outrageous future repairs. If you are seeking to purchase a new vehicle, you can use the frequency-of-repair information from the previous two or three years for a specific vehicle.

Last, but not least, read the road tests about the vehicles of interest in magazines and/or Internet publications such as Road & Track, Car and Driver, Motor Trend, and MotorWeek. How will reading the road tests be useful? Lets say that you identify three vehicles in a particular category. 

It initially appears that all three of the vehicles will meet your driving needs. However, say you have a preference for a vehicle that has a soft ride or one that has certain convenience features, the vehicle road tests will include comments about such information. 

You can then better determine which vehicle out of the three is your A, B, and C choices. This will increase the chance that you will be really happy with the vehicle and want to drive it for an extended period of time.

Vehicle Prices:
If you are planning to buy a new vehicle, Consumer Reports will provide information about what dealers paid for vehicles. You can then figure what would be a reasonable profit (say $1,000-$1,500) to determine your target price to pay for the vehicle.

If you are planning to buy a used vehicle, be sure to consult the N.A.D.A. - National Automotive Dealer's Association Official Used Car Guide at your local library or at a bank, credit union, or auto dealership. A consumer addition of the guide is available, however, it is better to consult the regular dealer's edition.

The yellow pocket-size dealer's edition of the guide specifies the retail, trade-in, and loan value of domestic and imported automobiles. sport-utilities, minivans, and trucks that are up to seven years old.

If the vehicle is greater that seven years old, you will need to determine how much the price dropped from the sixth to the seventh year as stated in the guide. Then subtract that amount for each year that the vehicle is beyond seven years old.

In addition to the N.A.D.A. guide, be certain to consult the vehicle classified sections of the largest newspapers (LA Time, Boston Globe, etc.) in the United States. Many of the newspapers will also be available at your local library. Large newspapers usually have multiple listings for the vehicle of interest. Since vehicle prices generally begin in major cities, this is an easy way to get a read on vehicle price trends.

When buying a used vehicle, try to obtain a vehicle that is in excellent condition for a price that is in-between the retail and the loan value.

Remember, information is power! Therefore, make certain that you are well informed prior to buying a vehicle.

 

*  *  *

 

Copyright 2002 by Kyle Busch

Read more Frugal Traveling & Automobile Tips

Get Free Auto Insurance Quotes

Sign up for our free monthly newsletter!

 

Like Us on Facebook!
Follow Better Budgeting on Twitter!

Special Features



 

CUT YOUR GROCERY BILL IN HALF:
Free Grocery Coupons & Money Saving Tips at Our Grocery Site

VISIT OUR HOME PAGE:
Articles, Money Saving Tips and Frugal Recipe Contest Details

MONTHLY TIP REWARDS™ CONTEST:
You Could Be Our Next Winner!

INSURANCE:
eHealthInsurance - Free Instant Quotes

Order Our Frugal Cookbook

Frugal Family Recipes by Michelle Jones

Frugal Family Recipes... From
Our Home to
Yours!

FEATURED FRUGAL RECIPES
Cheap and Inexpensive Recipes for the Frugal Cook on a Budget!

FRUGAL FAMILY RECIPES:
Frugal Recipe Index & Dinner Blog...

Order Our Family Cookbook...

Editor's Book Picks...


Free Budget Help and Tips to Save Money


Help a Friend Today, Tell Them About Us!
Send an E-mail
Link to Us
Free Brochures


Try Mvelopes Personal Budgeting System for Free

Our Favorite Charities

Red Cross Disaster Relief

American Bible Society

American Cancer Society

Find More Charities and Your Local Food Banks...

 

RETURN TO HOME PAGE

Thank you for visiting with us today!  
Don't forget to sign up for your FREE SUBSCRIPTION & BONUS GIFT!

Home | About Us | Contact Us | Article Index | Free Article Reprints | Media | Advertising | Affiliates
Disclaimer | Privacy | Reader Feedback | Subscribe | Unsubscribe-Change Address

Charities & Food Banks - Tip Rewards™

BLOGS: Frugal Family Recipes - Michelle Jones Online

Like Us on Facebook!        Follow Better Budgeting on Twitter! E-mail Michelle

Copyright © 2001-2010 by BetterBudgeting.com,  a subsidiary of Blue Ridge Publishing, Inc.  All rights reserved. 

Living a Better Life® is a registered trademark of BetterBudgeting.com and it's parent company, Blue Ridge Publishing, Inc. No portion of this Web site or its publications may be reprinted without the written permission of the editor. Please ensure that any reprinting of the content from our Web sites and publications include full credit back to us with a link to BetterBudgeting.com.

Thank you for your support!!!  Have you told your friends and family about us?