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, 2008 |
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Simple Living Getting Help In an attempt to get our debt under better control, we have signed up with Consumer Credit Counseling Services at our local office. By doing this, we have taken what seemed like a hopeless situation and made ourselves feel more successful. * * * Consumer Credit Counseling Services has negotiated with our creditors to lower our interest rates well below what we had even imagined. They are now as low as seven percent. They have also changed the length of time that we will be repaying our debts. Instead of about fifty years, we will be done in about six years. That is because as the minimum required payment goes down, we will still be paying the amount that we are paying now. Another great benefit of using Consumer Credit Counseling is that the payments are lower than they would have been on our own. We have made two payments now and it feels wonderful to be working toward the goal of being debt free. The people who work at our local office are wonderful. They are full of ideas to help people save even more money and full of information about local resources that will help their clients succeed in their goals to become debt free. We have only made a few changes to our budget as we were pretty careful to begin with. But just by signing up with CCCS we have been able to make a fresh start in our finances. We are looking at our budget better as a couple since we are both committed to the goal of becoming debt free. I would recommend CCCS to anyone struggling with debt. It feels so good to know that you are taking care of your responsibilities. * * *
Copyright © 2003 by Deann Curtis Want more money-saving tips? Get a FREE subscription to our monthly Ezine!
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