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, 2008 

Learn How to Save Money with Thousands of FREE Tips on Everything from Budgeting, Getting Out of Debt, Frugal Family Fun, Saving Money on Groceries and Work-at-Home Business Guides

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Financial Journey
(featured column)

Karen Kuebler - Senior Writer at BetterBudgeting.com

Invite Fun into Your Life, Even During the Challenging Times

by Karen Kuebler 

 

Many folks are currently facing extraordinary financial challenges. For some, the results have been devastating while for others it is requiring tightening the spending belt several notches. Even though people are being affected on different levels, there is a proven trend toward decreased consumer spending.  More...

 

This month I would like to focus on having some fun during these tough times! Many articles, including ones that I have written in the past several months, deal with ways to get through the bleak state of our economy. I want to talk about simply having some plain old fun. One thing is a certainty. No matter what the state of our economy happens to be at any given time, life is always going to throw curve balls and we will all have challenges to face throughout our lives.

The key is to learn to reframe how we view and deal with challenges in our life. We can choose to be miserable and gloomy, or we can choose to make the best of the time we have and spend it in ways that invite joy into our lives and surroundings. Not only can we improve the quality of our own life, but we can have a positive impact on the quality of life of our friends and family by demonstrating a positive and upbeat attitude toward our circumstances, whatever they might be.

I’m writing this article as much for myself as I am for our readers. I’ve been faced with an unusually high variety of serious hardships during the past several years. If I spend my time indulging in ‘pity parties’ I am afraid I will have one very long, dreary party that might not end! I’ve developed a new mantra that helps me accept my current circumstances: "It is what it is." And it is really that simple. So, while life keeps dealing our individual hands of cards, let’s have some fun from day to day.

bulletBrainstorm with family and friends and develop a long list of activities you enjoy. I will make suggestions, but these are things I enjoy and may not fit your list. It is important to have your own list of pursuits, hobbies, and leisurely interests to draw from.
bulletMark as many days and/or evenings in your calendar to do something fun as time will allow. The more hours you spend in enjoyable endeavors, the less time you have to feel gloomy or invite negative thinking into your life.
bulletWhen you are involved in activities you are enjoying, you are living in the "present" moment. This is really the only time you have – this very moment. The past is gone and no matter how much you dwell on it, you won’t bring it back. The future isn’t guaranteed and it hasn’t arrived yet. If you keep your mind focused on where you are right now, and what you are doing at this moment, you will discover more joy. Have you ever noticed how time flies when you are concentrating on a project or hobby that you are totally involved with? You probably weren’t spending any time moping or concentrating on negative thoughts.
bulletGet some good reading material from the library and escape into some adventure of your choice. Whether you like science fiction, fantasy, mysteries, comedies, biographies—you never have to run out of free adventures to enjoy. I have a shirt I bought in Hannibal, Missouri with a quote from Mark Twain: 
"The man who does not read good books has no advantage over the man who cannot read." Think of the wealth this ability alone brings to an individual – the ability to be able to read. Let’s not waste such a fantastic resource. Reading books as a family in the evenings is another wonderful pastime that will create meaningful and lasting memories.
bulletAs the weather is warming up, pack simple meals and go to some of your favorite spots for picnics. There is something about a breakfast cooked over an open fire that makes it much more special than eating at the breakfast table. You don’t have to go to a lot of extra work to do this, but if you are in the mood to fry some chicken and bake some brownies, that would be a delightful meal! Peanut butter and jelly sandwiches will do just fine. Changing your environment will help to create a completely different frame of mind, and will invite an entirely different conversation, as you eat your meal whether you are doing this as a couple, as a family, and/or with friends.
bulletIf you belong to AAA, get a tour guide book for the area where you live. If you are not a member, you probably have a friend who is a member and would be willing to get the book for you. These books are free to members and are filled with lots of great information. We have always picked these up for vacations, and have discovered many out of the way and unique places that aren’t necessarily on the tourist route. You can also check the library for travel books that will provide you with new places to see and new activities to try.  I have noticed an interesting phenomenon to which I’ve fallen prey. Many people do not explore the area in which they live as much as the tourists do! When we lived in San Francisco, my husband and I went to Golden Gate Park shortly before we moved away. We had a blast, and both wondered why we hadn’t visited this spot since we were very young children. When we were on a vacation in the Boston area, we were looking for Sleepy Hollow Cemetery where "Author’s Hill" is located – Emerson, Thoreus, Louisa May Alcott, Hawthorne, Whitman, and other famous authors are buried there. It was in our AAA book! Most of the locals either didn’t know about it, or never had visited it. It was one of the most magical spots we have every visited.
bulletVisit your Chamber of Commerce and they will give you plenty of literature. But more importantly, engage in conversation with them and ask about some of the "must see" spots that many tourists might miss. Ask them where their favorite places are and if you had time to only see two or three sites, what should they be. I’ve asked this question of many people I know after living here for eleven years, and I always learn about new places or activities, so my list continues to grow.
bulletWhen you are preparing some of your favorite family meals, make duplicates to freeze. If you aren’t feeling up to cooking one night, or don’t have the time, you can still enjoy a family favorite. You could even thaw and heat to take for a one of your picnic meals. This is a good practice anyway since it will save you a lot of time and prevent you from going out for costly takeout dinners or meals at restaurants.
bulletPlay some of your favorite games with either family or friends. We have had some of our most fun, laughter-filled evenings playing games. One of my favorites is Cranium. We were playing this one summer night with some friends and our windows were open. Although we hadn’t had a drop of liquor, our neighbors thought we were having a pretty wild party! We have one set of friends who always invite us over on a couple of dates that are difficult for me to get through because of the loss of loved ones. She’ll ask what would be best for me – to talk or be distracted. I select the distraction. We play games and the evening turns out to be so much fun. We have chosen to celebrate the life of the loved one rather than the loss by honoring their memory in a fun way.
bulletBuild in some activity and go for hikes. I found a book with all the hiking trails in the area. If we picked one a week, we’d never get a chance to hike them all in this lifetime! Also, playing sports as a couple, a family or with friends is healthy, uplifting, and lots of fun. I’m not particularly sports-minded, but I have enjoyed outdoor games once I get going. These don’t have to be strenuous like a game of tackle football. Try badminton, throwing a Frisbee, bowling, or playing a game of basketball in a school gym. Most of the fun is in the laughter we experience from our own clumsy mistakes! If you don’t have sports equipment, keep your eyes open for some of these things at garage sales.
bulletEnjoy a night at the movies watching a new release DVD. For $1.00 you can rent brand new DVD’s from stores that have Redbox machines. We have one at our local Walgreens, and we have watched movies that have just left the theater within the last month. This activity can be enjoyed alone, as a couple, a family or with friends. It is also fun to take turns letting individuals select their favorite movie for the night. It broadens the horizons of the rest of the group who might not have otherwise selected the movie, and you learn a little more about why this is a favorite of the individual who selected the movie.
bulletIf you just need some time to "get away from it all" then don’t be afraid to turn off the phone or let the calls go to an answering machine for a weekend. The world won’t stop if you don’t take the phone calls. Get some Calgon and take a nice long bath. Sorry, I just couldn’t resist this suggestion! Take a nice scenic drive for the day. I know the price of gas has gone up, and it has even discouraged us from taking drives. But if you add up what it might cost for a scenic drive compared to a year ago, or even two—you might be surprised that the difference isn’t large enough to prevent you from doing an activity you enjoy so much. If you pack a picnic lunch, it will probably be a lot cheaper than going out to dinner at a nice restaurant.
bulletSpeaking of going out to dinner at a nice restaurant, allow yourself a splurge now and then. If you are really on a tight budget, you can keep the costs down by going to lunch or an early bird dinner. If you enjoy cocktails or wine, have them at home before you leave. Fix a nice dessert the day before, so you can have dessert waiting for you when you get home, Have some champagne on ice waiting for you when you arrive home, or a nice pot of coffee ready to brew. These seemingly small things add up when the dinner tab is totaled, and you will also avoid paying taxes and tip on the "extras" which can be enjoyed at home at your leisure.

Although I wanted this article to be about learning to have fun no matter what heavy challenges are facing you, my suggestions were ones that you could enjoy on a meager budget. If you are in a position to enjoy more expensive entertainment without it creating havoc in your life, then select those things that bring you joy.  I have found that some of the simpler activities bring me the most joy, especially when shared with the people close to me. Joy is not passive – joy is active, and you must actively invite it into your life to experience it! Remember how important it is to open your heart to receiving happiness by focusing your energies and thoughts on the positive aspects of life. My wish is that each of our readers can learn to experience the joy that you so richly deserve.

*  *  *

 

Copyright © 2008 by Karen Kuebler. All rights reserved.

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