As Seen in Newsweek, Woman's Day, Woman's World, Quick & Simple, the Family Life Network, NY Times and Associated Press

BetterBudgeting.com has been featured in publications all around the world... where have you seen us?

Where Did You
Learn About Us?
Contact Editor

Living a Better Life - The Free Money Saving Tips Ezine

Enter Your E-mail Address to Receive a FREE Subscription and BONUS GIFT... "Dealing with Debt"

Dedicated to Helping Families LIVE a BETTER LIFE...
Not by Spending MORE Money, but LESS! 
Since 2001

  Join Us Today!!!

Home | Register for Budgeting Class | Free Budgeting Worksheets
Free Debt eBook | Sign Up for Your Free Subscription

, 2008 

Learn How to Save Money with Thousands of FREE Tips on Everything from Budgeting, Getting Out of Debt, Frugal Family Fun, Saving Money on Groceries and Work-at-Home Business Guides

Welcome to BetterBudgeting!
Michelle Jones, Founder and Editor of BetterBudgeting.com
Meet the Editor
Dinner Blog

Home
Translate
Article Index
Monthly Tip Rewards Contest
Search this Site


Budget Help
Budget Help:
Budgeting Articles
Budgeting Class
Budget Calculators
Budget Planners
Budget Software
Free Budgeting Forms


Resources to Help You Save Money
Resources to Help You Save Money:
Books
Credit Reports
Credit Scores
Dealing with Debt
Dental Plans
Entertainment Coupon Book
Free Insurance Quotes
Find a Job
Frugal Cookbook
Grocery Coupons
Grocery Savings
Lower My Bills
Menu Planners
Paid Surveys
Shop & Save
Unclaimed Cash
U.S. Tax Help
Work-at-Home Business Guides


More Money Saving Topics!
More Money Saving Topics:
Bargain Shopping
Decorating on a Budget
Frugal Household Tips
Frugal Living
Frugal Parenting
Frugal Recipes
Frugal Travel Tips
Gas Saving Tips
Getting Organized
Holidays - Frugal Crafts & Homemade Gifts
Thrifty Money Saving Tips

TOP "HOW TO" EBOOKS:

How to Cook Great Meals for Your Family on a Budget

How to Own Your Own Paycheck Again

How to Shop Smart with Our Very Own Black Belt Shopper

How to Start a Home Business

How to Use Coupons Wisely and Finally Get Organized So You CAN Use Them

 

 

Living Lovely on Less
by Deann Curtis

Introducing our newest column, BUDGETING ON A LOW INCOME, by Deann Curtis! You're going to love the creative ideas this mom of 6 (with one on the way) comes up with for living on a low income, and that's why we've invited her to be our newest columnist... welcome to the staff Deann!

*  *  *

When I think of home decorating, I have an image of a warm, cozy inviting home that comes to mind. I remember the feeling that I would have whenever I read a book from the Anne of Green Gables series. I would imagine, what I thought to be the ideal home, a smallish home with a mishmash of furniture styles. I would imagine a large variety of textures and colors being used. I always imagined a peaceful, quiet home with a tea set always ready to be used. I imagined bookcases stuffed full of books and quiet nooks to read them in. I had imagined pets in the home that felt they were part of the family and children who knew they were.

Living on one income, and a low income at that does not have to mean living without your dreams. In fact, it often means having more time to fulfill those dreams!

To start with, our home is small and it does have a variety of furnishings. The small home comes with a low rent which we find appealing. If our income goes up in the future, we will gladly take a larger home, but for the time being, this is what God has provided and I am happy to keep working at making it our home.

We are currently living in a two bedroom home with our six young children. Since we have three boys and three girls, it has worked well for us to put the girls all in one bedroom and the boys in the other. Each room has a set of bunk beds and a toddler bed. We have bookcases and dressers in their rooms too. The rooms do get crowded at times. But we have found, that when they keep their rooms clean, they seem much bigger.

This last weekend, we overhauled our girls room making room for the baby's new toddler bed. We talked with our daughters about what they thought would be important in their room. The most important things were to have a place to display their own artwork, some privacy from their brothers and a place to put their most favorite toys. They enjoy the typical "girl" toys. This includes: dolls, toy dishes, dress-up clothes, games, puppets and art supplies. We will be making a bulletin board for their artwork and have bought wicker laundry baskets for them to put their toys away. It looks so nice in their room now. The baskets were only two dollars each at the craft supply store and the bulletin board will be simple to make using cardboard, fabric and ribbon.

This week, we will finish reorganizing the boys room too. We will also be putting their toys in some wicker laundry baskets. It just looks so much nicer than plastic tubs. We will be putting away some of their toys for the time being, but will be leaving out their most favorites. This includes a wooden train set, some dress-up clothes, some action figures and some Duplos for building. After cleaning up the mess that their room has become, we should have enough room for them to keep their train table set up too.

In my opinion, it is not the amount of toys we leave in the room that matters but the memories of a more peaceful childhood that we leave with them.

That fact that I have imagined a variety of furniture styles from the beginning is sure convenient. That means our family, has functional furniture to use, without us having to spend a fortune. Our collection of furniture includes a desk my mother used as a little girl, dressers and a kitchen hutch that my grandparents had in their home, book cases my husband and I have built together, things we have bought second hand and things we have bought new. As an interesting side note, the items that we have had the most trouble with, have been those that we bought new. So don't feel bad if you can't afford to buy new items. The older items are probably more durable and will last longer.

Buying the furniture second hand or a piece at a time has also provided us with the variety of colors and textures that has ensured a warm, cozy feel in our home. We have also added to the variety by adding our own cozy touches. This has included: throw pillows and blankets in the living room, doilies, homemade crafts and tieback curtains throughout the house. Being a person that enjoys the senses, I also try to achieve a variety that appeals to all of the senses. We use potpourri, scented candles and perfume to appeal to our sense of smell. But if you don't have those things and want to give it a try, you don't have to spend a fortune to get the same results. Just boil a large pot of water with a tablespoon of spices in it to scent the air. Some nice spices to consider are, cinnamon, cloves, ginger and nutmeg. A little vanilla is a nice addition. If you don't have the spices or don't like them, try boiling up some fruit peelings. Apples, oranges, lemons and peaches are all good choices.

In the spring, for the price of a few packages of seeds, you can create a lovely flower garden that can also be used to beautify and scent your home. Just cut the flowers and put them all over the house. You don't need expensive vases either. You could simply reuse a bottle or jar to display your beautiful flowers. To appeal to the sense of hearing, we like to play background music. We use it for going to bed at night and as an alarm in the morning. It is a wonderful alternative to running the television all day long. Another wonderful sound that be had pretty easily is the singing of birds. Just put some bird seed outside your windows and open them up.

Having a tea set is not a prerequisite for having a peaceful home, but it doesn't hurt either. Last year, I bought my first tea pot. It only cost five dollars but, it was five dollars I just had not had before that. Luckily, in this day and age, you don't even need a tea pot to enjoy tea time with your family. Tea bags can be easily used to make a wonderful relaxing time for your family. If you do want to have a tea set though, don't let money troubles stand in your way. We just bought eleven cups, a sugar bowl and a creamer at a thrift store a few weeks ago for only $16. It didn't come with matching saucers or anything like that. But, when we use it, we feel like royalty. We usually cut up snack cakes (lunch-box size) from the discount bread store or sandwiches with fruit. The children enjoy the special times we have and so do I. Oh yes, so do the Teddy Bears and dolls. We have a tiny set of tea dishes that they use.

Being a homeschool family, it is a grand thing to have bookcases in almost every room. We have nine bookcases and have books in baskets and on tops of dressers too. Most of our books have been bought as introductory offers to book clubs or at second hand stores. They range in topics from cooking and crafts, to astronomy and historical war gaming. Although we have thousands of our own books, we also enjoy the services of our local library. Even if we had no books of our own, we could still be rich with the knowledge gained from books borrowed at the library.

Our home is full of pets and even more full of the bustling energy of our children. Children can make any home a magical place. Just take the time to play with them and read to them. The times that I set aside to just be with the children are the most special of all.

Living on a low income doesn't mean that you can't follow your dreams. You might have to work at them a little at a time much like you do when you are working on a jigsaw puzzle. But remember, living your dreams is possible for anyone. Whether you have money to spend or time to invest, you can make a beautiful home for your family. Decorate it with love in any style that suits you and your family.


Copyright 2002 by Deann Curtis

Special Features

FREE 30-DAY TRIAL:  
Mvelopes Personal Budget System

GROCERIES:
Print Free Grocery Coupons at Our Grocery Site  

DINNER BLOG:
Frugal Family Recipes - What's for Dinner Tonight?

MONTHLY TIP CONTEST:
Thrifty Money Saving Tips

SHOP & SAVE:
Clearance Sales, Gifts, Shopping Discounts

Order Our Frugal Cookbook

Frugal Family Recipes by Michelle Jones

Frugal Family Recipes... From
Our Home to
Yours!

FEATURED FRUGAL RECIPES OF THE MONTH
Cheap and Inexpensive Recipes for the Frugal Cook on a Budget!
Michelle's Meals on a Budget
Deviled Eggs

Readers' Recipes
Easy French Bread
Hot Dogs and Baked Bean Casserole
Crock Pot London Broil

More Recipes...
Share a Recipe...
Order Cookbook...

EDITOR'S BOOK PICK OF THE MONTH
Extraordinary Uses for Ordinary Things - Order Today at Amazon!
Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time...

More Book Picks...


Free Budget Help and Tips to Save Money

How Financially Fit are You?

Take this Financial Fitness Quiz to find out!

Help a Friend Today, Tell Them About Us!
Send an E-mail
Link to Us
Free Brochures

Support Our Favorite Charities

American Bible Society

American Cancer Society

American Red Cross Disaster Relief

More Charities and Your Local Food Banks...

 

RETURN TO HOME PAGE

Thank you for visiting with us today!  
Don't forget to sign up for your FREE SUBSCRIPTION & BONUS GIFT!

Home | About Us | Contact Us | Article Index | Free Article Reprints | Media | Advertising | Affiliates
Disclaimer | Privacy | Reader Feedback | Subscribe | Unsubscribe-Change Address

Charities & Food Banks

Copyright © 2001-2008 by BetterBudgeting.com
a subsidiary of Blue Ridge Publishing, Inc.  All rights reserved.