As Seen in Newsweek, Woman's Day, Woman's World, Quick & Simple, The Family Life Network, NY Times and Associated Press

Michelle Jones, Founder and Publishing Editor of BetterBudgeting.com


E-mail Michelle
Facebook Friends
BLOG

Bookmark and Share

Copyright by BetterBudgeting.com

Enter Your Email for Our FREE Monthly Ezine and Free Ebook... "Dealing with Debt"

Reader Feedback

Dedicated to Helping Families LIVE A BETTER LIFE...
Not by Spending More Money, but Less!

  Join Us Today!!!

Home | Register for Better Budgeting Class | Print Free Budgeting & Debt Worksheets
Free Debt Ebook | Subscribe - Free Membership to Living a Better Life® - Yes, it's FREE!

, 2010 

Welcome to BetterBudgeting, Where We've Been Helping Families Save Money and Live Better Since 2001! Get Our Free Monthly Ezine and Save with Thousands of Free Tips on Budgeting, Credit Cards, Getting Out of Debt, Frugal Family Fun, Frugal Recipes and Crafts, Groceries, Budget Friendly  Decorating,  Gardening and Work-at-Home Business Ideas

Home
Article Index  

Monthly Contest Tip Rewards
Meet the Editor
Dinner Blog
Translate
Search this Site


Budget Help
Budget Help:
Budgeting Articles
Better Budgeting Class
Budget Calculators
Budget Planners
Budget Software
Free Budgeting Forms


Resources to Help You Save Money
Resources to Help You Save Money:
Book
Credit Reports
Credit Scores
Dealing with Debt
Dental Plans
Entertainment Coupon Book
Free Insurance Quotes
Find a Job
Frugal Cookbook
Grocery Coupons
Grocery Savings
Lower My Bills
Menu Planners
Paid Surveys
Shop & Save
Unclaimed Cash
U.S. Tax Help
Work-at-Home Business Guides


More Money Saving Topics!
More Money Saving Topics:
Bargain Shopping
Decorating on a Budget
Frugal Household Tips
Frugal Living
Frugal Parenting
Frugal Recipes
Frugal Travel Tips
Gas Saving Tips
Getting Organized
Holidays - Frugal Crafts & Homemade Gifts
Thrifty Money Saving Tips

TOP "HOW TO" EBOOKS:

Frugal Family Recipes - How to Feed Your Family at Home on a Budget

How to Own Your Own Paycheck Again

How to Shop Smart with Our Very Own Black Belt Shopper

How to Start a Home Business

How to Use Coupons Wisely and Truly Get Organized So You CAN Use Them

 

 

Living a Better Life
(featured column... from the editor's desk)

Saving Strategies for Back-to-School Clothes and Supplies

by Michelle Jones 

 

It’s that time of year again… summer vacation is coming to an end and children will be starting back to school soon.  I guess you could say bargain hunting for the best price (and value) on school supplies and children’s clothing has become an annual ritual for our family, but with four school-aged children we generally have to do whatever we can to keep costs down.  More...

The bargains to be had during this back-to-school shopping season have been incredible, at least here in North Carolina.  I applaud the national chain stores for offering huge sales and additional rebates to offset the expense of getting children ready for school, and hope that these special offers have been available for everyone.  In particular, Office Depot, Staples, Kohl’s, Goody’s and Best Buys have been amazing!  With a little planning (and a lot of patience) we’ve been able to save hundreds of dollars on the children’s fall/winter school clothes and supplies, and even pick up an additional backup computer for our office--with a $350 rebate!

Here's some great strategies for saving money on school supplies...

Take Inventory 

Each year, before the school year begins, I spend some time sorting through our children's school clothes to decide what additional items they might need.  Clothes that are too small are packed up for a younger sibling, a friend with younger aged children, or one of our local charities.  Having just gone through practically every item of clothing they own, it really helps me have a clear idea of what items our children need when the back-to-school sales begin, and maybe more importantly, what they do not need!

Know Your Budget

Decide how much money you can spend on school supplies, clothing and other needed items before you do anything else. Make a list of the general items your children need and roughly how much they will cost (hopefully you'll find them on sale for an even better price, but just give your best estimate here). Then, every time you shop for back-to-school items keep a running total of your purchases so you don’t overspend your budget.

Some Simple Ways to Track Your Spending

One great way to keep track of your school supply budget is to do all your shopping at once, or at least within a short period of time--such as one week or less, then you’ll know exactly how much you’re spending and when it’s time to stop.  (Whereas, when you shop a little here and there this week, a little here and there next week, and so on, you’ll be more likely to lose track of how much you’ve spent and will overspend your budget.) 

Another great way to keep track of your spending is to keep your receipts in a visible place such as your wallet or even the kitchen counter.  Then, as you continue to shop through the month keep a running total of your receipts by reviewing them after each trip.  This not only works great when shopping for school supplies each fall but also for other common monthly expenditures such as groceries, clothing, gifts and eating out.  When you’ve reached your budgeted amount, stop shopping! 

You can also keep your receipts in an envelope or tucked away in a file, but if you’re likely to forget about them (you know… “out of site - out of mind”) just keep them more visible and that should do the trick.  You could even tape them to the fridge if necessary!

Shop the Best Sales and Price Match School Supplies

This is not a time for timidity, it's okay to ask for price matching!  And though many stores are smart enough to offer price matching to get more of our business, Office Depot has been particularly great for school supplies this year!  

A sales associate standing at the front door watched as I walked in to the store and immediately passed right over one of their 'big sale' items, while mentioning to my mom, “No, these are cheaper at another store.”  Then the very courteous (and well trained) sales lady quickly said to me, with a big smile, “we price match!”  

I thanked her and proceeded to shop for the best priced school items that I had written down on my list for that store and then picked up several more items that they would be able to price match.  (When price matching, items usually have to be the same brand and size as advertised at the other stores, so since they all carry various items it doesn’t apply to everything.  However, I did manage to save about $50 on that trip alone!)

Tax Free Shopping Days

Many states are also offering tax-free days or weekends to help families with back-to-school shopping this year (if your state has already had one and you missed it be sure to plan your shopping around this great opportunity next year--since they will likely offer it again).  Consumers who can combine a tax free weekend with the best sales will often net the biggest savings, especially if your state is generous enough to include clothing, school supplies and computers, as North Carolina did!

Coupons

Don’t forget to look for additional money-saving department store coupons in special mailings and the weekly newspaper, common offers include:

- a percentage off of your total purchase (usually 10-30%)

- buy 1 get 1 free

- buy 1 get one for 50% off

- save 50% off one selected item

- save $10 on a $50 purchase or $15 on a $75 purchase

- early bird preview sales, with an additional 10-15% off

- special 1-day only sales, or even 3-4 hour sales

You may not be able to use every special coupon that comes your way, but even taking advantage of one or two can really help.

Our children started back to school last week and our tax-free weekend ran several weeks ago.  (Our sales tax is 7% here in NC.)  Since all 4 of our children needed some new clothes for the fall/winter months we saved a fortune combining sales and a special 1-day only coupon, DURING the tax-free weekend!    By combining sale prices, the extra 7% tax-free savings and the 15% off coupon, I saved 40%-70% off their new clothes! 

 

*  *  *

 

Copyright © 2005 by Michelle Jones.  All rights reserved.

Want more money-saving tips?  Get a FREE Subscription to our monthly newsletter!

 

Related Articles:

10 Steps to a Happy Clothes Closet

Credit Card Booths on College Campuses

Resources:

Save up to 80% with Our Super Saver Discounts!

 

 

Like Us on Facebook!
Follow Better Budgeting on Twitter!

Special Features



 

CUT YOUR GROCERY BILL IN HALF:
Free Grocery Coupons & Money Saving Tips at Our Grocery Site

VISIT OUR HOME PAGE:
Articles, Money Saving Tips and Frugal Recipe Contest Details

MONTHLY TIP REWARDS™ CONTEST:
You Could Be Our Next Winner!

INSURANCE:
eHealthInsurance - Free Instant Quotes

Order Our Frugal Cookbook

Frugal Family Recipes by Michelle Jones

Frugal Family Recipes... From
Our Home to
Yours!

FEATURED FRUGAL RECIPES
Cheap and Inexpensive Recipes for the Frugal Cook on a Budget!

FRUGAL FAMILY RECIPES:
Frugal Recipe Index & Dinner Blog...

Order Our Family Cookbook...

Editor's Book Picks...


Free Budget Help and Tips to Save Money


Help a Friend Today, Tell Them About Us!
Send an E-mail
Link to Us
Free Brochures


Try Mvelopes Personal Budgeting System for Free

Our Favorite Charities

Red Cross Disaster Relief

American Bible Society

American Cancer Society

Find More Charities and Your Local Food Banks...

 

RETURN TO HOME PAGE

Thank you for visiting with us today!  
Don't forget to sign up for your FREE SUBSCRIPTION & BONUS GIFT!

Home | About Us | Contact Us | Article Index | Free Article Reprints | Media | Advertising | Affiliates
Disclaimer | Privacy | Reader Feedback | Subscribe | Unsubscribe-Change Address

Charities & Food Banks - Tip Rewards™

BLOGS: Frugal Family Recipes - Michelle Jones Online

Like Us on Facebook!        Follow Better Budgeting on Twitter! E-mail Michelle

Copyright © 2001-2010 by BetterBudgeting.com,  a subsidiary of Blue Ridge Publishing, Inc.  All rights reserved. 

Living a Better Life® is a registered trademark of BetterBudgeting.com and it's parent company, Blue Ridge Publishing, Inc. No portion of this Web site or its publications may be reprinted without the written permission of the editor. Please ensure that any reprinting of the content from our Web sites and publications include full credit back to us with a link to BetterBudgeting.com.

Thank you for your support!!!  Have you told your friends and family about us?