As Seen in Newsweek, Woman's Day, Woman's World, Quick & Simple, the Family Life Network, NY Times and Associated Press

BetterBudgeting.com has been featured in publications all around the world... where have you seen us?

Where Did You
Learn About Us?
Contact Editor

Living a Better Life - The Free Money Saving Tips Ezine

Enter Your E-mail Address to Receive a FREE Subscription and BONUS GIFT... "Dealing with Debt"

Dedicated to Helping Families Live a Better Life,
Not by Spending More Money, but Less!  Since 2001

  Join Us Today!!!

Home | Register for Budgeting Class | Shop & Save | Free Subscription

, 2008 

Learn How to Save Money with Thousands of FREE Tips on Everything from Budgeting, Getting Out of Debt, Frugal Family Fun, Saving Money on Groceries and Work-at-Home Business Guides

Welcome to BetterBudgeting!
Michelle Jones, Founder and Editor of BetterBudgeting.com
Meet the Editor
Dinner Blog

Home
Translate
Article Index
Monthly Tip Rewards Contest
Search this Site


Budget Help
Budget Help:
Budgeting Articles
Budgeting Class
Budget Calculators
Budget Planners
Budget Software
Free Budgeting Forms


Resources to Help You Save Money
Resources to Help You Save Money:
Books
Credit Reports
Credit Scores
Dealing with Debt
Dental Plans
Entertainment Coupon Book
Free Insurance Quotes
Find a Job
Frugal Cookbook
Grocery Coupons
Grocery Savings
Lower My Bills
Menu Planners
Paid Surveys
Shop & Save
Unclaimed Cash
U.S. Tax Help
Work-at-Home Business Guides


More Money Saving Topics!
More Money Saving Topics:
Bargain Shopping
Decorating on a Budget
Frugal Household Tips
Frugal Living
Frugal Parenting
Frugal Recipes
Frugal Travel Tips
Gas Saving Tips
Getting Organized
Holidays - Frugal Crafts & Homemade Gifts
Thrifty Money Saving Tips

TOP "HOW TO" EBOOKS:

How to Cook Great Meals for Your Family on a Budget

How to Own Your Own Paycheck Again

How to Shop Smart with Our Very Own Black Belt Shopper

How to Start a Home Business

How to Use Coupons Wisely and Finally Get Organized So You CAN Use Them

 

 

Black Belt Shopper
(featured column)

Preparing for a Major Purchase

by Larry Wiener

“I hear you’re a shopping writer,” he asked me.  “What do you know about buying a saxophone?’  Actually, I didn’t know one thing about buying a saxophone.  What I did go over with him was the process for preparing for any major purchase, including a saxophone.

*  *  *

I’ll do the same with you because walking through the process I would use for shopping for a saxophone will give you an idea of how to approach any major purchase.

Step One:  Determine Your Need

What are you going to use your saxophone for?  Are you just starting to take lessons?  Is this for a child who may or may not continue?  Do you plan to go for a club or even professional career?   All this will help you determine what features you need and how upscale your purchase may be.

Step Two:  Become an Expert on Your Item

Once you know what you are going to do with your purchase, my next step would be to become an expert about the different kinds and quality levels of saxophones available.  You’ll want to look at the different brands and features.  A quick look at the various online marketplaces showed me prices from $250 used to $3500 new.  Which one would be right for you?  That will take some research.

You may want to start online.  I did a search of “saxophone buying guide” and found a useful site operated by the owner of a music store in Mechaicsville, VA, who loves to “talk sax.”

I found that there are tenor, alto, and soprano saxophones.  I found that different types of plating and varnish affect the sound.  Some student saxophones have a different feel, making them more appropriate for young hands.  I found many other differences among the various saxes available.

I would continue my search by going to music stores in person, asking to try out various saxes, and looking at music magazines to find the differences in quality and features among the brands.

I would pay attention to small details.  The fit of the mouthpiece, for example, is an important point to note when comparing saxophones.

After taking notes, I would make a list of features and decide which ones were important to me.  I would find out which brands were known for high quality.  I would determine which features and enhancements were valuable and which were just gingerbread.

Step Three:  Match You Needs with Offerings

You’ve learned about the different types of saxophones and their features.  Now you decide what you will look for.  Maybe, for example, you will look for an intermediate brass plated saxophone.  You may have one or two brands that you particularly like.  In saxophones, for example, Yamaha is considered a good reliable brand.

One question, that no doubt will come up, will be whether to buy new or used.  That depends on your budget, needs, and knowledge.

Obviously, most budding musicians would love to have a brand new high-end instrument out of the box.  But if that isn’t what your budget calls for, do you buy a new sax of lesser quality or a used sax of greater quality?

My tendency in major purchases that won’t wear out for a long time would be to look for a very high quality used item first, if available.  If, for example, I used to play the saxophone and want to get back into it, I would comb the classifieds for saxes.   Yes, buying used involves some risk, but asking questions and trying out the items minimizes that risk.

Step Four:  Start Shopping

Black belt shoppers know to not be in a hurry when making a major purchase.  We know that where you buy can be almost as important as what you buy.

Some music stores have a trade-up policy, meaning that if you buy an instrument and within a certain amount of time want a higher end model, you can trade up and pay only the difference.  Return policies vary.  Warranties and service agreements vary.  In some cases, these extras may be worth a slightly higher price.

How about buying sight unseen?  Would I do that for a saxophone?  Possibly for a new one if I had seen the item, but I would be less likely to buy a used instrument sight unseen unless I could return it.

You may or may not be in the market for a saxophone or other musical instrument, but here are some principles that will apply to almost any major purchase.

Become an expert on the item you are buying.  Know which brands are well regarded and the differences between models.  Consumer Reports and similar publications can be helpful in this regard.

Decide which features and quality level is most appropriate for your use.

Decide whether it would be worthwhile for you to attempt to save money buying used.

When you know what you want, find the merchant or private party seller that offers you the most for your money.
 

Researching items for major purchases and the outlets that offer them does take more time than buying quickly, but if you take that time, you will be glad you did so every time you use that great item.

 

*  *  *

 

Copyright © 2004 by Larry Wiener

Want more money-saving tips?  Get a FREE Subscription to our monthly newsletter!

 

Special Features

FREE 30-DAY TRIAL:  
Mvelopes Personal Budget System

GROCERIES:
Print Free Grocery Coupons at Our Grocery Site  

DINNER BLOG:
Frugal Family Recipes - What's for Dinner Tonight?

MONTHLY TIP CONTEST:
Thrifty Money Saving Tips


Order Our Frugal Cookbook

Frugal Family Recipes by Michelle Jones

Frugal Family Recipes... From
Our Home to
Yours!

FEATURED FRUGAL RECIPES OF THE MONTH
Cheap and Inexpensive Recipes for the Frugal Cook on a Budget!
Michelle's Meals on a Budget
Deviled Eggs

Readers' Recipes
Easy French Bread
Hot Dogs and Baked Bean Casserole
Crock Pot London Broil

More Recipes...
Share a Recipe...
Order Cookbook...

EDITOR'S BOOK PICK OF THE MONTH
Extraordinary Uses for Ordinary Things - Order Today at Amazon!
Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time...

More Book Picks...


Free Budget Help and Tips to Save Money

How Financially Fit are You?

Take this Financial Fitness Quiz to find out!

Help a Friend Today, Tell Them About Us!
Send an E-mail
Link to Us
Free Brochures

Support Our Favorite Charities

American Bible Society

American Cancer Society

American Red Cross Disaster Relief

More Charities and Your Local Food Banks...

 

RETURN TO HOME PAGE

Thank you for visiting with us today!  
Don't forget to sign up for your FREE SUBSCRIPTION & BONUS GIFT!

Home | About Us | Contact Us | Article Index | Free Article Reprints | Media | Advertising | Affiliates
Disclaimer | Privacy | Reader Feedback | Subscribe | Unsubscribe-Change Address

Charities & Food Banks

Copyright © 2001-2008 by BetterBudgeting.com
a subsidiary of Blue Ridge Publishing, Inc.  All rights reserved.