Basic Budgeting Worksheet
Courtesy of BetterBudgeting.com
____________________________________________________________________________

Total Monthly Gross Income  $______________
- Taxes, Health Ins. & Other Payroll Deductions  $__________
- Savings, 401K, etc.  $__________
= Total Monthly 'Spendable' Income

 

 

 

 $______________

 

____________________________________________________________________________

Housing Expenses

Monthly Payments

Rent or Mtg.   $__________
Utilities   $__________
Insurance (set $ aside each month if paid annually)   $__________
Repairs (set $ aside for future expenses)   $__________
Taxes (set $ aside if paid annually)   $__________
= Total

 

  $__________

 

Car Expenses   
Loan Payment(s)   $__________
Gas   $__________
Insurance (set $ aside if paid annually)   $__________
Maintenance & Repairs (set $ aside for future expenses)   $__________
= Total

 

  $__________

 

Debts
Creditor #1_____________  Balance_________   $__________
Creditor #2_____________  Balance_________   $__________
Creditor #3_____________  Balance_________   $__________
Creditor #4_____________  Balance_________   $__________
(figure more on back if needed)  
= Total

 

  $__________

 

Miscellaneous 
(Set $ aside each month for annual expenses, such as Ins.)
Church Tithes & Offerings   $__________
Other Charitable Contributions    $__________
Groceries, Lunches, Meals Out   $__________
Childcare   $__________
School Tuition/Supplies   $__________
Medical Bills and CoPays   $__________
Prescription Medicines   $__________
Pet Supplies & Vet Exams   $__________
Entertainment, Cable, Video Rentals   $__________
Club Dues (Homeowner's Assoc., Fitness, etc...)   $__________
Newspaper, Magazine Subscriptions   $__________
Clothing   $__________
Haircuts   $__________
Gifts   $__________
Cash   $__________
Other (continue on back if needed)   $__________
= Total

 

  $__________

 

Monthly Expense Totals
Housing    $__________
Car    $__________
Debts   $__________
Miscellaneous    $__________
= Total Expenses   $__________

____________________________________________________________________________

 

Monthly Surplus or Shortage  $______________
(Total Spendable Income minus Total Expenses) 

 

 

Permission granted to photocopy for personal or non-profit use.  Helpful tips for using this worksheet can also be found at http://www.betterbudgeting.com/budgetformsfree.htm

Copyright by Michelle Jones. All Rights Reserved.
E-mail: editor@betterbudgeting.com