Basic Budgeting Worksheet
Courtesy of BetterBudgeting.com
____________________________________________________________________________
Total Monthly Gross Income $______________ - Taxes, Health Ins. & Other Payroll Deductions $__________ - Savings, 401K, etc. $__________ = Total Monthly 'Spendable' Income
$______________
____________________________________________________________________________
Housing Expenses Monthly Payments
Rent or Mtg. $__________ Utilities $__________ Insurance (set $ aside each month if paid annually) $__________ Repairs (set $ aside for future expenses) $__________ Taxes (set $ aside if paid annually) $__________ = Total
$__________
Car Expenses Loan Payment(s) $__________ Gas $__________ Insurance (set $ aside if paid annually) $__________ Maintenance & Repairs (set $ aside for future expenses) $__________ = Total
$__________
Debts Creditor #1_____________ Balance_________ $__________ Creditor #2_____________ Balance_________ $__________ Creditor #3_____________ Balance_________ $__________ Creditor #4_____________ Balance_________ $__________ (figure more on back if needed) = Total
$__________
Miscellaneous (Set $ aside each month for annual expenses, such as Ins.) Church Tithes & Offerings $__________ Other Charitable Contributions $__________ Groceries, Lunches, Meals Out $__________ Childcare $__________ School Tuition/Supplies $__________ Medical Bills and CoPays $__________ Prescription Medicines $__________ Pet Supplies & Vet Exams $__________ Entertainment, Cable, Video Rentals $__________ Club Dues (Homeowner's Assoc., Fitness, etc...) $__________ Newspaper, Magazine Subscriptions $__________ Clothing $__________ Haircuts $__________ Gifts $__________ Cash $__________ Other (continue on back if needed) $__________ = Total
$__________
Monthly Expense Totals Housing $__________ Car $__________ Debts $__________ Miscellaneous $__________ = Total Expenses $__________ ____________________________________________________________________________
Monthly Surplus or Shortage $______________ (Total Spendable Income minus Total Expenses)
Permission granted to photocopy for personal or non-profit use. Helpful tips for using this worksheet can also be found at http://www.betterbudgeting.com/budgetformsfree.htm
Copyright © by Michelle Jones. All Rights Reserved.
E-mail: editor@betterbudgeting.com